Consumers who have questions can contact the Delaware Department of Insurance at 800-282-8611 or 302-674-7300, or e-mail DOI_Consumer_Resource@state.de.us.
Aetna Inc. informed the Delaware Department of Insurance Wednesday that it would not be participating in the Health Insurance Marketplace in Delaware for 2018.
That leaves one insurer, Highmark Blue Cross Blue Shield of Delaware.
Aetna cited a $700 million loss for individual policies between 2014 and 2016 and an estimated loss of $200 million for 2017 throughout the United States as their main reason.
“I am disappointed that Aetna will not be servicing the health needs of Delawareans in 2018," said Delaware Insurance Commissioner Trinidad Navarro.
"Given the uncertainty and instability surrounding the future of the Affordable Care Act, however, I understand their reasoning. I would hope that our elected officials in Washington will come up with solutions to guarantee that health insurance in Delaware and elsewhere is both available and affordable. Continuing funding for cost-sharing reductions is a first step in the right direction.”
There are currently 11,854 Delawareans insured through Aetna’s exchange plans. Coverage will last through the end of 2017. After that period, anyone with a pre-existing condition for which they were being treated may be able to continue having that treatment covered with that provider.
Sen. Tom Carper said he was disappointed in Republicans and the Trump administration's efforts to repeal the Affordable Care Act.
“Instead of following through on his promise to ensure that all Americans would have better and less expensive health insurance, the Trump Administration has done just the opposite by sabotaging the ACA insurance marketplaces in any possible way," Carper said.
"Adding to nearly a decade of failed repeal efforts by House and Senate Republicans, the president has ordered the repeal of the ACA by regulation and repeatedly threatened cost-sharing reductions for patients. This continued assault on the ACA’s insurance marketplaces, just when they were becoming financially stable, has sowed confusion and fear among Americans about whether they will be able to access health care.
“For years, we struggled to reform our health care system so that every family has access to affordable, high-quality health care. By passing the ACA, we took a tremendous step toward making good on that promise," he said. "However, I’ve long said the ACA isn’t perfect, and that we should work together on a bipartisan basis to make it better. Unfortunately, the health care bill passed by the House Republicans last week would weaken consumer protections and make health insurance premiums and deductibles more expensive.
“But I’m an optimist, and I’m not going to give up. I ask our president and my colleagues in Congress to see that they are not doing right by the people who sent them to Washington. I ask them to change course," he said. "Something this big and this important should not be done on a partisan basis. If they’ll meet us halfway, they’ll find earnest partners in me and my fellow Democrats.”
Consumers who have questions regarding Aetna’s departure are encouraged to contact the Delaware Department of Insurance at 1-800-282-8611 or 302-674-7300, or by e-mail at DOI_Consumer_Resource@state.de.us.