Days after key U.S. senators announced a bipartisan deal has been reached on health care reform, Sen. Tom Carper, D-Delaware, introduced the Increasing Access to Care Act with Sens. Tim Scott, R-South Carolina; Mark Warner; D-Virginia, and Bill Cassidy, R-Louisiana, legislation that would allow individuals older than 30 to purchase catastrophic health insurance plans, which is prohibited under current law.

These plans can help to prevent medical bankruptcy and ensure families have access to affordable care in case of a medical emergency.

“Sens. Lamar Alexander and Patty Murray have been listening to our constituents, and they’ve set the stage for the rest of us to do what’s right — work together. This bill is a great example of that,” Carper said. “No American should have to file bankruptcy or fall into poverty because of a serious ailment or unexpected medical emergency. The Affordable Care Act made great progress in reducing rates of medical bankruptcies, and this bill will build on that progress by giving more options to Americans to buy into a health insurance plan that kicks in when they need it the most.”

Specifically, the Increasing Access to Care Act amends Section 1302(e) of the Patient Protection and Affordable Care Act, which restricts enrollment in catastrophic plans to those under 30 or those with a hardship exemption, by eliminating the provision’s age-based restrictions.